Car and truck loans with free breakdown address
An auto loan that satisfies your preferences
You to get on the road whether it’s a new or used car, an AA loan could help.
Minimal rates from 3.1per cent
Our prices differ with regards to the quantity you wish to borrow, your selected term along with your credit score.
Complimentary breakdown cover*
One year’ free Basic Breakdown Cover, or perhaps a free add-on if you are currently an associate. Get more info.
Exclusive low price for people
We reserve our loan rates that are lowest for users. Usage our calculator to have a quote that is personalised.
Given by the financial institution of Ireland British. AA Financial Services Limited is really a credit broker rather than a loan provider.
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Representative 8.9% APR. According to that loan of ?4,000 over three years, with month-to-month repayments of ?126.37 and total quantity repayable of ?4,549.32, which include ?549.32 interest at 8.9per cent fixed.
Significant: The price you are provided depends on your circumstances that are personal as well as your credit score. The maximum APR you might get is 29.9%. Your loan term shall be determined by the mortgage amount sent applications for. We currently provide loan term lengths of just one to 7 years.
Will you be qualified?
Start to see the potential for the application being accepted without inside your credit rating.
You have indicated that you are an AA Member* and can consequently get a money key rate that is exclusive. Before we carry on, please verify your account quantity below.
* An AA Member is a client which includes arranged breakdown address straight aided by the AA and never included in a bank or automobile maker partnership system.
Prepared to use?
Enjoy our low rate loans. It is easy and quick to use.
The main points
- Rates from 3.1per cent APR for loans between ?15,001 and ?25,000
- Fixed repayments that are monthly
- Exclusive lower loan prices for people
- Instant choice generally in most instances
- Make additional re re payments or spend down your loan early
- No set-up or arrangement charges
1 An AA Member is a client which have arranged breakdown address directly utilizing the AA and never included in a vehicle or bank maker partnership system.
* Free breakdown cover
As a fresh AA Loans consumer you will get year’ Basic Breakdown Cover, or an add-on that is free you are currently an associate.
The Basic Breakdown Cover is actually for just one car and one breakdown significantly more than 1/4 mile from your own home address – further call-outs can be found on a pay-for-use foundation.
Current users can be given a totally free add-on to either nationwide healing, in the home or Onward Travel for the remaining of the account 12 months.
Your Basic Breakdown Cover or free add-on becomes available if the application for the loan is accepted. The chosen add-on may be renewed immediately until you reveal never to. The breakdown that is free isn’t available in the event that you currently have AA breakdown address during your bank or automobile maker. Listed below are all of the conditions and terms.
Manage your loan
Help handle your AA that is existing Loan.
What exactly is an APR?
The APR you will get can vary greatly through the advertised price. This is actually the representative price which we anticipate a lot of people who use to obtain.
The price you might be provided is supposed to be a personalised price centered on your overall specific circumstances including credit information held you borrow and length of time you borrow for about you by the credit reference agencies, the loan amount.
Trying to get an AA Loan
It is possible to use online and are certain to get a decision that is instant many cases.
Who is able to use?
To qualify to apply you need to;
- Have already been A british resident for at the very least three years
- Be over 21 with no more than 70 as soon as the loan term ends
- Be employed with a salary of ?12,000 or higher
- Not need a past reputation for County Court Judgments or bankruptcy
- Have actually a UK based bank or building society account that will pay direct debits
The length of time can I simply take that loan for?
Loans can be found between 1 and 7 years (according to the worth of one’s loan).
Are you able to let me know just how much that loan will definitely cost and never have to provide my details that are personal?
We provide a personalised cost which is predicated on your own circumstances and quantity you want to borrow and it’s also consequently essential to capture your own personal details. Please be aware that people don’t provide an indicative quote. If you continue and sign up, a credit search are going to be registered during the Credit Reference Agencies.