We have Payment Protection Insurance to my current Loan
Re Payment protection insurance coverage is not any longer available with new loan applications. You would like to retain this cover – do not apply for a Personal Loan top up online if you already have payment protection insurance on your loan and. Please contact us on 1890 724 724 or + 353 1 771 5610 and an individual solution adviser shall process the application for you personally. Instead, you are able to use throughout your AIB that is local branch.
AIB Payment Protection Arrange is solely underwritten by London General insurance carrier Ltd and London General lifetime business Ltd. AIB Insurance solutions Ltd is managed because of the Central Bank of Ireland.
I have sent applications for a Loan in my own branch/over the telephone and opted to accomplish ‘set up online’. Exactly What must I do now?
You can access your application via the “My Applications & Documents” tab on the “Apply Online” page if you applied for a loan via your branch or over the phone and opted to complete ‘set up online. From right here, your can see the status of one’s application for the loan along with down load and save yourself all paperwork associated with your application. When your application happens to be delivered to a lender for evaluation, we will deliver you a text to advise once a decision is present.
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AIB Car Lease
What kind of motor finance can we submit an application for?
You are able to make an application for 2 several types of motor finance through AIB Internet Banking
Brand brand New private Loan/Car Loan (Variable Interest) from €1,000 to €30,000 online and as much as €75,000 in branch or higher the telephone.
Hire buy (Fixed interest) from €10,000 to €60,000 in branch or higher the phone
Full information on AIB car lease choices can here be found.
What exactly is a motor auto loan and a Hire Purchase contract?
Car finance is a adjustable price unsecured loan allow the client to get an used or new vehicle. Car and truck loans available from €1,000 to €75,000.
Hire Purchase allows the consumer to borrow funds at a hard and fast rate of interest to purchase an utilized or new automobile. The lender keeps safety interest on the asset purchased until all repayments are made. The asset becomes the clients home whenever most of the instalments due happen made & the purchase charge was compensated. Hire buy is for levels of €10,000 to €60,000.
Just how much am I able to submit an application for online, by phone or within the branch?
You can apply online for the automobile Finance Loan from €1,000 up to €30,000.
You are able to make an application for a auto loan for quantities from €1,000 as much as €75,000 in your branch or by phoning us on 1890 724 724.
It is possible to make an application for Hire Purchase for quantities over €10,000, in branch, throughout the phone.
Complete details are available in the ‘How to put on’ section right right here.
May I make an application for car lease for just about any motor car brand new or utilized?
Yes you can easily apply for AIB car lease for either brand New or cars that are used.
Over just exactly how several years can we repay the vehicle Finance?
You’ll repay your car or truck Loan from between 1 to 5 years.
You are able to repay your Hire Purchase between 2 to 5 years for used cars or over to 6 years for brand new automobiles.
Whenever will i am aware your decision on my application?
We will endeavour to offer a determination on your auto loan application instantly.
Should your application is introduced to the lending group for review you shall get a determination within 3 company hours.
In the event that you applied online and you’ve got provided us with your cell phone quantity, we are going to text you when a choice is available (you can log into the AIB online Banking and select “My Application & Documents” underneath the “Apply& Open” menu to look at your choice).
You can contact your local branch or Relationship Manager after 3 business hours to check the status of your application if you applied for a Car Finance facility in the branch.
In the event that you sent applications for a vehicle Finance facility throughout the phone, you are able to ring 1890 724 724 after 3 company hours to test the status of the application.
Our business hours are 9am to 5pm Monday to Friday, excluding bank vacations. With a decision within 3 business hours, this period may be extended for technical or other legitimate reasons although we aim to provide you.