Keep on business of a second-hand dealer on exactly the same premises.

Keep on business of a second-hand dealer on exactly the same premises.

A company providing short term, short term loans which can be generally speaking paid back by post-dated cheque or pre-authorized debit re re re payment need a small business licence as a payday lender.

Samples of companies that do need licensing that is municipal

  • Payday loan companies
  • Money loan providers
  • Pay day loan
  • Payday advances
  • Short term installment loans
  • Tiny buck loans
  • Pawnbrokers
  • Offering utilized products

Types of organizations that don’t require licensing that is municipal

  • Banking Institutions
  • Cheque cashing businesses
  • Credit unions
  • Finance institutions
  • Lending organizations

If the company doesn’t need a licence, you nevertheless demand a continuing Business ID and land usage approval. See companies perhaps not needing a licence that is municipal to find out more.


Payday loan providers

Payday loan providers are considered a quick payday loan use in the event that development of cash will not surpass $1,500 and it is for a phrase of 62 days or less. Payday loan providers are allowed to work being a home-based or commercial business. For any commercial organizations, there needs to be 400 metres from any proposed payday loan provider to a current payday loan provider.

Extra licence needs for payday loan providers

Payday loan provider organizations must display an indication regarding cash administration help and financial obligation counselling, noticeable in the premises entryway.

Payday loan providers must conform to the Provincial Fair Trading Act.


In case the company offers pawnbroker solutions, it should be positioned at the very least 400 metres from any current pawnbroker. It should additionally meet the after guidelines of the pawnbroker licence.

A pawnbroker should never:

  • Keep on the business enterprise of the dealer that is second-hand exactly the same premises.
  • Aquire property that is personal any supply except that as a protection for pledge or pawn to resale later on.
  • Aquire individual property for a pledge or pawn at a spot apart from the pawnbroker’s premises.

Think about your needed approvals

When you make an application for your online business licence, outstanding approvals should be finished prior to the company licence is granted.

A company licence typically have numerous licence kinds related to it. Below is a chart of all related licence kinds that are categorized as this continuing company task. If for example the company requires multiple licence kinds, approval procedures are just created once per licence. For instance, just one fire examination is necessary even in the event numerous licence kinds need that examination.

Necessary approvals

Licence Type Land use Police Fire Health Provincial AMVIC ID card
car Dealer – Premises needed forced Required Not required not necessary needed not essential
Payday Lender forced Required Required Not required needed not necessary not necessary
Pawnbroker forced Required Required perhaps perhaps perhaps Not required Not required not necessary not necessary
Retail Dealer – Premises needed Not required needed not necessary not necessary not essential not essential
Secondhand Dealer forced Required Required Not required not essential not necessary not necessary

?Land use approval?

All organizations in Calgary require land usage approval. Each room in a building features its own specified, approved use that cannot be changed with no approval, allow or both.

To look at the allowable uses within a land usage district, relate to the Land utilize Bylaw. To look for the land usage district of a residential property, see myProperty.

You’ll be able to relate to Commercial, mulit-residential and industrial to find out more, or contact our Planning Services Centre at 403-268-5311 to analyze land use approval for the company. ??

Calgary Police Services approval

This licence kind calls for suggestion because of the Calgary Police provider through the authorities Suggestions Checks unit. Approval is finished by the Calgary Police provider and it is initiated in your stead through your company licence application. Please be aware that past police checks is not utilized as a replacement with this approval procedure.

You have to offer two bits of legitimate, federal federal government issued recognition, certainly one of which must include picture recognition (ID).

You’ll show your ID:

  • By e-mail:
  • By fax: 403-537-3034

Please reference your Business ID (BID) into the fax or email.

Take note: for licenses requiring a statutory declaration or even A id that is city-issued card evidence of recognition should be shown in person.

This approval generally takes about a couple of weeks.

Appropriate types of federal federal government issued identification that is photo:

  • Driver’s permit
  • Passport
  • Alberta picture identification card (released through registry workplaces)
  • Firearms permit
  • Nexus card
  • Permanent card that is resident
  • Protected certification of Indian Status card (federally released)
  • Aviation document booklet
  • Certified refugee security claimant document

(For youth involving the ages of 12 to fifteen years old whom cannot offer some of the detailed picture recognition choices, a pupil picture ID will likely to be considered).

Appropriate kinds of federal federal government issued recognition consist of:

  • Provincial medical care card
  • Delivery certification
  • Wedding certification
  • Immigration documentation (includes legitimate document released by Immigration and citizenship Canada)
  • Citizenship card
  • Citizenship certification


Fire Prevention Bureau approval

Many companies that run from commercial premises need an examination through the Fire Prevention Bureau prior to the licence are released. Nonetheless, if a company licence is actually for starters, or any combination, for the fire-risk that is low kinds, it may be granted if perhaps the Fire approval is outstanding. Minimal fire-risk organizations will demand getting the fire inspection within 1 month of these licence being given.

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